SMSF Residential Property Lending
Specialist SMSF residential property lending solutions to help your fund acquire residential property with confidence and full compliance.
Key services
SMSF Residential & Commercial loan structuring
Purchase & Settlement Coordination
Ongoing loan review & strategy support
Why choose us
SMSF lending specialists — not generalists
Deep knowledge of SMSF lender policy & compliance
Aligned with your accountant & solicitor
SMSF Residential Property Lending
Buying residential property through your SMSF requires specialist lending advice and precise structuring. We help SMSF trustees secure compliant, well-structured residential loans that support long-term wealth outcomes — without unnecessary complexity or risk.
Whether you’re purchasing your first SMSF property or expanding an existing portfolio, we guide you through the lending process with certainty.
Clarity Before You Commit
SMSF residential property lending is governed by strict rules, lender policies, and limited recourse borrowing arrangements (LRBAs). Getting this wrong can lead to delays, rejected applications, or compliance issues.
We provide clear upfront advice on:
Borrowing capacity
Property eligibility
Fund structure requirements
So you can move forward knowing your strategy stacks up before you commit.
Loan Structures Built Around Your SMSF
Every SMSF is different. We assess your fund’s balance, contributions, investment strategy, and future plans to structure a residential loan that fits — both now and long term.
Our focus is on:
Correct SMSF loan structuring
Access to competitive SMSF lenders
Sustainable repayments within your fund
All recommendations are aligned with SMSF legislation and lender requirements.
End-to-End Lending Management
SMSF property lending involves more parties and documentation than a standard home loan. We manage the process from strategy through to settlement, coordinating with your accountant, solicitor, and lender to keep everything moving.
You’ll benefit from:
Fewer delays
Clear communication
A smoother path to settlement
Compliance-First. Outcome-Driven.
We prioritise compliant structuring and conservative lending advice that supports long-term outcomes — not short-term shortcuts.
Our approach is designed to:
Protect your SMSF’s compliance
Reduce avoidable risk
Support sustainable property investment growth
If you already hold an SMSF property loan and want to improve flexibility or reduce risk, our SMSF Refinance & Restructuring service can help assess whether your current structure still suits your fund.